debt

Newsfeed: ‘The real mortgage rate is a negative number.’ As inflation stubbornly remains high, do current mortgage rates look better than they seem?

Newsfeed: ‘The real mortgage rate is a negative number.’ As inflation stubbornly remains high, do current mortgage rates look better than they seem?

I write about mortgage rates every week, but recently, I’ve heard some sources chattering about what’s called the “real mortgage rate.” In a nutshell, this is the interest rate on mortgages minus the current inflation rate. “With inflation running so high right now, even though mortgage rates have risen, the real mortgage rate is a negative number,” says Kate Wood, home expert at NerdWallet. When the CPI was at 9.1%, for example, “if you had a mortgage with a 5% interest rate, your real mortgage rate is -4.1%,” she says. (See the lowest mortgage rates you can get here.)

Newsfeed: New 2020 IRS migration data reveals Florida is the biggest winner, New York is the biggest loser, in the competition for people and their wealth – A Wirepoints 50-state survey

Newsfeed: New 2020 IRS migration data reveals Florida is the biggest winner, New York is the biggest loser, in the competition for people and their wealth

Every year, states across the country compete with each other for people and their wealth as millions of Americans move between states. The stakes are large. A growing population for the winners means an increasing tax base, economic growth and investment. For the biggest losers, it means more difficulties in paying down debts, higher taxes and fewer investments for the future.

Podcast: Financial Strategies to Unlock Equity, Lower Taxes and Increase Cash Flow

Podcast: Financial Strategies to Unlock Equity, Lower Taxes and Increase Cash Flow

 Leverage can be a powerful tool in every investor’s toolbox. But like any tool, it’s most effective when you know how and when to use it. And while it has its advantages, acquiring properties with debt doesn’t come without risk. In this episode, we discuss tips, methodologies, and considerations for using leverage with regard …

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Podcast: Strategies for Unlocking the Power of Your Balance Sheet

Podcast: Strategies for Unlocking the Power of Your Balance Sheet

 One of the key components to becoming a successful real estate investor is to master the art of debt. But while it’s easy to focus on the acquisition at hand, there’s a whole lot more to financing than the loan on the property you’re buying … Just ask today’s guest … an experienced strategic …

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Podcast: Ask The Guys – Prepping, Principal Reduction, Timber and More

Podcast: Ask The Guys – Prepping, Principal Reduction, Timber and More

Ask The Guys – Prepping, Principal Reduction, Timber and More Fantastic questions from our fabulous audience including … … what’s the best way to prep for bargains when inflation hits? … is accelerating the paydown of a mortgage a smart move, or is there a better way? … with lumber prices so high is now …

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